West Virginia Code § 33-10-41

Reinsurer's liability
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The amount recoverable by the liquidator from reinsurers may not be reduced as a result of
delinquency proceedings unless the reinsurance contract provides, in substance, that in the
event of the insolvency of the ceding insurer, the reinsurance shall be payable under a
contract reinsured by the assuming insurer on the basis of reported claims allowed by the
liquidation court, without diminution because of the insolvency of the cedinge insurer. The
payments shall be made directly to the ceding insurer or to its domiciliary liquidator except:
(1) Where the contract or other written agreement specifically providesr another payee of the
reinsurance in the event of the insolvency of the ceding insurer; or (2) where the assuming
insurer, with the consent of the direct insured, has assumed the policy obligations of the
ceding insurer as direct obligations of the assuming insurer to the payees under the policies
and in substitution for the obligations of the ceding insurer tto the payees.

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