West Virginia Code § 31A-9-9

When creditor process enforceable against bank
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(a) Subject to subsection (b) of this section, creditor process with respect to a special deposit
is not enforceable against the bank holding the special deposit.
(b) Creditor process is enforceable against the bank holding a special deposit with respect to
an amount the bank is obligated to pay a beneficiary or a depositor if the process:
(1) Is served on the bank;
(2) Provides sufficient information to permit the bank to identify the depositor or the
beneficiary from the bank's books and records; and
(3) Gives the bank a reasonable opportunity to act on the process.
(c) Creditor process served on a bank before it is enforceable against the bank under
subsection (b) of this section does not create a right of the creditor against the bank or a
duty of the bank to the creditor. Other law determines whether creditor process creates a
lien enforceable against the beneficiary on a contingent interest of a beneficiary, including a
depositor as a beneficiary, even if not enforceable against the bank.

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