West Virginia Code § 31A-8-12c

Loan origination offices permitted
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(a) Origination of loans by employees or agents of a banking institution at offices other than
that banking institution's principal office or branch bank is permitted: Provided, That any
such loans originating at said office are approved and made at the banking institution's
principal place of business or branch bank.
(b) Origination of loans by employees or agents of a federally-insured depository institution
of banking chartered outside the State of West Virginia at nonbranch offices within this state
is permitted: Provided, That a license is obtained pursuant to section five, article two of this
chapter and that any such loans originating at the office are appuroved and made at the
banking institution's principal place of business or branch bank: Provided, however, That
any consumer loans made in this manner conform with statet consumer protection laws. The
commissioner of banking may examine the operations of such offices and collect fees for
their examination in the amount of $50 per hour of examiner time. A loan production office
authorized under this section or by federal law may indicate its bank affiliation
notwithstanding section two, article four of this chapter.

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