West Virginia Code § 31A-4-40

Permissive closing on fixed weekday or portions of weekdays; notice of
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closings; emergency closings; procedures.
(a) Any banking institution may elect to operate branches that are open for business on the
days and for the hours as determined appropriate by that banking institution. Prior to
changing the days or hours a branch or main office will be open for business, the banking
institution shall provide notice of the change to its customers in the form of econspicuous
signage in the lobby and any drive-through lanes at that branch posted at least forty-five
days prior to the change. The banking institution shall also provide ther Commissioner of
Financial Institutions with forty-five days' advance written notice of the change.
(b) Any banking institution may close, without notice, during any period of actual or
threatened enemy attack affecting the community in which tthe banking institution is located
or during any period of other emergency including, but not limited to, fire, flood, hurricane,
riot, snow or civil commotion: Provided, That the commissioner shall be notified of any
closing made pursuant to this subsection as soon as practical thereafter.
(c) Any fixed weekday and/or portion of one ors more weekdays on which any banking
institution elects to close and any period during which the commissioner may permit it to
close pursuant to the authority of this section is a legal holiday with respect to the banking
institution and not a business day org banking day for the purposes of the law relating to
negotiable instruments and any act or contract authorized, required or permitted to be
carried out or performed at, bey or with respect to the banking institution may be performed
on the next business or banking day and no liability or loss of rights on the part of any
person or banking institLution shall result therefrom.

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