West Virginia Code § 19-16A-8

Financial security requirement for licensed pesticide business
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(a) The commissioner may not issue a pesticide application business license until the
business has furnished evidence of financial security with the commissioner consisting of
either:
(1) A surety bond to the benefit of the State of West Virginia; or
(2) A liability insurance policy from a person authorized to do business within this state or a
certificate thereof protecting persons who may suffer legal damages as a result of the
operation of licensee's business operation. u
(b)(1) The commissioner, taking into consideration the different classifications or categories
of pesticide application business licenses, shall establish the amount and kind of financial
security for property damage and public liability and inacluding loss of damage arising out of
the actual use of any pesticide for each classification of license required. The financial
security shall be maintained at not less than that sulm at all times during the licensed period.
The commissioner shall be notified forty-five dsays prior to any reduction at the request of the
applicant or cancellation of such surety bond or liability insurance by the surety or insurer.
The total and aggregate liability of the suriety or insurer for all claims is limited to the face of
the bond or liability insurance policyg. The commissioner may accept a liability insurance
policy or surety bond in the proper sum which has a deductible clause in the amount not
exceeding that which the commissioner shall establish separately for aerial applicators and
for other commercial applicators for the total amount of financial security required herein. If
the applicant has not satisfied the requirement of the deductible amount in any prior legal
claim, the deductible clause may not be accepted by the commissioner unless the applicant
furnishes the commissioner with a surety bond or liability insurance which satisfies the
amount of the deductible as to all claims that may arise in his or her application of
pesticides.
(2) WIf the surety furnished becomes unsatisfactory, the applicant shall, upon notice,
immediately establish new evidence of financial security and if he or she fails to do so, it is
unlawful thereafter for such person to engage in said business of applying pesticides until
the financial security is brought into compliance with the requirements as established by the
commissioner and the person's license is reinstated.
(c) Nothing in this article may be construed to relieve any person from liability for any
damage to the person or lands of another caused by the use of pesticides even though the
use conforms to the rules of the commissioner.

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