A rental car insurance producer may not: (1) Offer, sell, or solicit the purchase of insurance except in conjunction with and incidental to rental car agreements; (2) Advertise, represent, or otherwise portray itself or any of its employees or agents as licensed insurers or insurance producers; (3) Pay any person, including a rental car insurance producer endorsee, any compensation, fee, or commission that is dependent primarily on the placement of insurance under the license issued under this chapter; (4) Make any statement or engage in any conduct, express or implied, that would lead a customer to believe that the: (a) Insurance policies offered by the rental car insurance producer do not provide a duplication of coverage already provided by a renter's personal automobile insurance policy, homeowners' insurance policy, or by another source of coverage; (b) Purchase by the renter of rental car insurance is required in order to rent a rental car from the rental car insurance producer; and (c) Rental car insurance producer or the rental car insurance producer's endorsees are qualified to evaluate the adequacy of the renter's existing insurance coverages.
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