Any policy may provide: 1. That the insured, or any other person covered by the policy, shall reimburse the insurance carrier for payments made on account of any accident, claim, or suit involving a breach of the terms, provisions, or conditions of the policy; or 2. For proration of the insurance with other applicable valid and collectible insurance. Code 1950, § 46-499; 1958, c. 541, § 46.1-512; 1989, c. 727.
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