Virginia Code § 46.2-1412

Insurable interest
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A. Notwithstanding any provision of law to the contrary, a peer-to-peer vehicle sharing platform shall have an insurable interest in a shared vehicle during the vehicle sharing period.
B. A peer-to-peer vehicle sharing platform may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:
1. Liabilities assumed by the peer-to-peer vehicle sharing platform under a vehicle sharing platform agreement;
2. Any liability of the shared vehicle owner;
3. Damage or loss to the shared vehicle; or
4. Any liability of the shared vehicle driver.
2020, c. 1266.

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