Virginia Code § 38.2-3544

Definition of industrial sick benefit insurance
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Industrial sick benefit insurance means life insurance combined with accident and sickness insurance under which:
1. Premiums, dues or assessments are payable weekly;
2. A ten dollar maximum weekly indemnity is paid to members or policyowners in the event of sickness or accident;
3. A $250 maximum death benefit is provided, and the named beneficiary is confined to the spouse of the insured, a relative of the insured by blood, marriage or adoption, a person bound in a pledge of marriage to the insured, or any person dependent on the insured; and
4. The issuing insurer is not required by its charter, bylaws, or by statute to maintain the legal reserve for death benefits.
Code 1950, §§ 38-350, 38-351, 38-352; 1952, c. 317, § 38.1-483; 1986, c. 562.

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