Utah Code § 75-6-110

Financial institution protection -- Payment of P.O.D. account
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Any P.O.D. account may be paid, on request, to any original party to the account. Payment
may be made, on request, to the P.O.D. payee or to the personal representative or heirs of a
deceased P.O.D. payee upon presentation to the financial institution of proof of death showing that
the P.O.D. payee survived all persons named as original payees. Payment may be made to the
personal representative or heirs of a deceased original payee if proof of death is presented to the
financial institution showing that his decedent was the survivor of all other persons named on the
account either as an original payee or as P.O.D. payee.

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