Utah Code § 75-6-103

augmented by an equal share for each survivor of any interest the decedent
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may have owned in the account immediately before the decedent's death; and the right of
survivorship continues between the surviving parties.
(2) If the account is a P.O.D. account:
(a) on death of one of two or more original payees, the rights to any sums remaining on deposit
are governed by Subsection (1); or
(b) on death of the sole original payee or of the survivor of two or more original payees, any sums
remaining on deposit belong to the P.O.D. payee or payees if surviving, or to the survivor of
them if one or more die before the original payee; if two or more P.O.D. payees survive, there
is no right of survivorship in event of death of a P.O.D. payee thereafter unless the terms of
the account or deposit agreement expressly provide for survivorship between them.
(3) If the account is a trust account:
(a) on death of one of two or more trustees, the rights to any sums remaining on deposit are
governed by Subsection (1); or
(b) on death of the sole trustee or the survivor of two or more trustees, any sums remaining on
deposit belong to the person or persons named as beneficiaries, if surviving, or to the survivor
of them if one or more die before the trustee, unless there is clear evidence of a contrary
intent; and if two or more beneficiaries survive, there is no right of survivorship in event of
death of any beneficiary thereafter unless the terms of the account or deposit agreement
expressly provide for survivorship between them.
(4) In other cases, the death of any party to a multiple-party account has no effect on beneficial
ownership of the account other than to transfer the rights of the decedent as part of the
decedent's estate.
(5) A right of survivorship arising from the express terms of the account or under this section, a
beneficiary designation in a trust account, or a P.O.D. payee designation, cannot be changed
by will.

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