Utah Code § 70C-6-304

Cancellation by creditor
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A creditor may not request cancellation of a policy of property or liability insurance except after
the debtor's default or in accordance with a written authorization by the debtor, and in either case
the cancellation does not take effect until written notice is delivered to the debtor or mailed to the
debtor at the debtor's address as stated by the debtor. The notice shall state that the policy may
be cancelled on a date not less than 10 days after the notice is delivered, or, if the notice is mailed,
not less than 13 days after it is mailed.

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