Utah Code § 70A-9a-341

Bank's rights and duties with respect to deposit account
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Except as otherwise provided in Subsection 70A-9a-340(3), and unless the bank otherwise
agrees in a signed record, a bank's rights and duties with respect to a deposit account maintained
with the bank are not terminated, suspended, or modified by:
(1) the creation, attachment, or perfection of a security interest in the deposit account;
(2) the bank's knowledge of the security interest; or
(3) the bank's receipt of instructions from the secured party.

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