Utah Code § 70A-9a-104

Control of deposit account
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(1) A secured party has control of a deposit account if:
(a) the secured party is the bank with which the deposit account is maintained;
(b) the debtor, secured party, and bank have agreed in a signed record that the bank will comply
with instructions originated by the secured party directing disposition of the funds in the
deposit account without further consent by the debtor;
(c) the secured party becomes the bank's customer with respect to the deposit account; or
(d) another person, other than the debtor:
(i) has control of the deposit account and acknowledges that it has control on behalf of the
secured party; or
(ii) obtains control of the deposit account after having acknowledged that it will obtain control of
the deposit account on behalf of the secured party.
(2) A secured party that has satisfied Subsection (1) has control, even if the debtor retains the right
to direct the disposition of funds from the deposit account.

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