Utah Code § 70A-12a-302

Security interest perfected before effective date
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(1) A security interest that is enforceable and perfected immediately before May 6, 2026, is
a perfected security interest under this chapter if, on May 6, 2026, the requirements for
enforceability and perfection under this chapter are satisfied without further action.
(2) If a security interest is enforceable and perfected immediately before May 6, 2026, but the
requirements for enforceability or perfection under this chapter are not satisfied on May 6,
2026, the security interest:
(a) is a perfected security interest until the earlier of the time perfection would have ceased under
the law in effect immediately before May 6, 2026 or the adjustment date;

(b) remains enforceable thereafter only if the security interest satisfies the requirements for
enforceability under Section 70A-9a-203, as amended by this chapter, before the adjustment
date; and
(c) remains perfected thereafter only if the requirements for perfection under this chapter are
satisfied before the time specified in Subsection (2)(a).

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