Utah Code § 7-3-2

Restrictions on conduct of banking business
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(1) The establishment or operation in this state of private or partnership banks is expressly prohibited. 
 
 
 
 (2) An institution may establish or maintain a main office or branch in this state at which to conduct banking business only if: 
 
 (a) it is legitimately chartered as a bank by a state, the federal government, or a foreign government; and 
 
 
 
 (b) in the case of a bank whose home state is not Utah, it is authorized to have a branch in Utah under the laws of this state and the laws of its home state.

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