Utah Code § 7-26-401

Immunity
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(1) A covered financial institution or a director, officer, employee, attorney, accountant, agent, or
other representative of the covered financial institution:
(a) has no duty to act under this chapter to protect a vulnerable adult from financial exploitation
by a third person; and
(b) is immune from all criminal, civil, and administrative liability for not taking a permissive action
under this chapter.
(2) A covered financial institution or a director, officer, employee, attorney, accountant, agent, or
other representative of the covered financial institution who chooses to act as described in:
(a) Subsection 7-26-201(2), is immune from all criminal, civil, and administrative liability for the
act, unless the act is done in bad faith; and
(b) Section 7-26-301 or 7-26-302, is immune from all criminal, civil, and administrative liability for
the act, unless the act:
(i) is done in bad faith; and
(ii) causes pecuniary loss to a vulnerable adult suspected of being a victim of financial
exploitation.
(3) The immunity described in this section does not extend to an individual that is a principal,
a conspirator, or an accessory after the fact to a criminal offense involving the financial
exploitation of a vulnerable adult.

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