Utah Code § 57-3-203

Authorization to incorporate master form by reference -- Referencing a master
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form -- Prohibiting the reference of legal descriptions.
(1)
(a) After a master form is recorded in accordance with Section 57-3-202, any provision of that
master form may be incorporated in a mortgage or trust deed without setting the provision in
full by making reference to the master form in the manner provided in this section.
(b) The incorporation of a provision of a master form is effective for purposes of this chapter only
if it complies with the provision of this section.
(2) To incorporate a provision of a master form:
(a) the master form shall be of record in any county in which the mortgage or trust deed
incorporating the master form provision is recorded;
(b) the mortgage or trust deed incorporating the master form provision shall contain a statement
for each county in which the mortgage or trust deed is to be recorded that:
(i) gives the specific date on which the referenced master form was recorded in that county;
(ii) identifies the referenced master form by reference to the indexing information for the
referenced master form from the county records of that county, providing:
(A) the entry number; and
(B) the book and first page number of the records or book where the recorded master form
appears; and
(iii) if less than all of the provisions of the referenced master form are incorporated, identifies
by paragraph, section, or other method which provision is incorporated into the mortgage or
trust deed.
(3) In the absence of a statement identifying which provision is to be incorporated as described in
Subsection (2)(b)(iii), the entire referenced master form is considered incorporated.
(4) A party may not incorporate by reference the legal description of the real property affected by
the mortgage or trust deed being recorded.

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