Utah Code § 41-12a-410

Employee and family relationships
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Whenever any person required to give proof of owner's or operator's security is an operator in
the employ of any owner, or is a member of the immediate family or household of the owner, the
department shall accept proof of security by the owner in lieu of proof by the employee, family,
or household member. The department shall indicate by restriction on the operator's license the
vehicles the operator may operate on the basis of that proof of security.

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