Utah Code § 41-12a-302

Operating motor vehicle without owner's or operator's security -- Penalty
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(1) As used in this section:
(a) "Evidence of owner's or operator's security" means the following information regarding a
motor vehicle:
(i) a copy of an operator's valid:
(A) insurance policy;
(B) insurance policy declaration page;
(C) binder notice;
(D) renewal notice; or
(E) card issued by an insurance company as evidence of insurance;
(ii) a certificate of insurance issued under Section 41-12a-402;
(iii) a certified copy of a surety bond issued under Section 41-12a-405;
(iv) a certificate of the state treasurer issued under Section 41-12a-406;
(v) a certificate of self-funded coverage issued under Section 41-12a-407;
(vi) if the motor vehicle is owned by a rental company, the rental vehicle's rental agreement; or

(vii) information that the vehicle or driver is insured from the Uninsured Motorist Identification
Database Program created under Title 41, Chapter 12a, Part 8, Uninsured Motorist
Identification Database Program.
(b) "Rental agreement" means the same as that term is defined in Section 31A-22-311.
(c) "Rental company" means the same as that term is defined in Section 31A-22-311.
(2) An actor commits operating a motor vehicle without owner's or operator's security if the actor:
(a)
(i) is the owner of a motor vehicle for which owner's or operator's security is required under
Section 41-12a-301; and
(ii)
(A) operates the vehicle on a highway in Utah without owner's or operator's security being in
effect; or
(B) permits the vehicle to be operated on a highway in Utah without owner's or operator's
security being in effect;
(b)
(i) operates a motor vehicle for which owner's or operator's security is required under Section

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