Utah Code § 31A-8a-103

Scope and purposes
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(1) A person shall comply with the provisions of this chapter if the person operates a health
discount program in this state.
(2) Notwithstanding any provision in this title, a person who only operates or markets a health
discount program is exempt from:
(a) Section 31A-4-113;
(b) Section 31A-4-113.5;
(c) Chapter 6a, Service Contracts;
(d) Chapter 7, Nonprofit Health Service Insurance Corporations;
(e) Section 31A-8-209;
(f) Section 31A-8-211;
(g) Section 31A-8-214;
(h) Chapter 9, Insurance Fraternals, Chapter 10, Annuities, Chapter 11, Motor Clubs, and
Chapter 12, State Risk Management Fund;
(i) Chapter 17, Determination of Financial Condition, and Chapter 18, Investments;
(j) Chapter 19a, Utah Rate Regulation Act;
(k) Sections 31A-23a-103 and 31A-23a-104;
(l) Chapter 25, Third Party Administrators, and Chapter 26, Insurance Adjusters;
(m) Chapter 28, Guaranty Associations; and
(n) Chapter 35, Bail Bond Act, Chapter 36, Life Settlements Act, Chapter 37, Captive Insurance
Companies Act, and Chapter 38, Federal Health Care Tax Credit Program Act.
(3) A person licensed under this title as an accident and health insurer or health maintenance
organization:
(a) is not required to obtain a license as required by Section 31A-8a-201 to operate a health
discount program; and
(b) is required to comply with all other provisions of this chapter.
(4) The purposes of this chapter include:
(a) full disclosure in the sale of health discount programs;
(b) reasonable regulation of the marketing and disclosure practices of health discount program
operators; and
(c) licensing standards for health discount programs.
(5) Nothing in this chapter prohibits a health discount program operator from marketing a health
discount program operator's own services without a health discount program marketer license.

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