Utah Code § 31A-23a-911

Classification of travel insurance -- Standards -- Status
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(1) An insurer shall classify and file travel insurance under an inland marine line of insurance.
(2) An insurer may:
(a) issue travel insurance as an individual, group, or blanket policy; or
(b) develop eligibility and underwriting standards for travel insurance based on travel protection
plans designed for individual or identified marketing or distribution channels, if the standards
also meet underwriting standards for inland marine insurance.
(3) Under this part, the following are not insurance:
(a) a cancellation fee waiver; and
(b) a travel assistance service.

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