Utah Code § 31A-22-314

Mandatory coverage
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(1) As used in this section, "owner's or operator's security" has the same meaning as defined in
Section 41-12a-103.
(2)
(a) A rental company shall maintain owner's or operator's security meeting the requirements of
Title 41, Chapter 12a, Financial Responsibility of Motor Vehicle Owners and Operators Act.
(b) Owner's or operator's security maintained by a rental company under Subsection (2)(a)
applies only when there is no other valid or collectible insurance or other form of security
meeting the minimum requirements of Title 41, Chapter 12a, Financial Responsibility of Motor
Vehicle Owners and Operators Act.
(c) If other valid or collectible insurance or other form of security satisfies the minimum
requirements of Title 41, Chapter 12a, Financial Responsibility of Motor Vehicle Owners and
Operators Act, on a loss involving a rental vehicle, a rental company's obligation under Title
41, Chapter 12a, Financial Responsibility of Motor Vehicle Owners and Operators Act, is
satisfied.
(d) When no other valid or collectible insurance or other form of security exists meeting the
minimum requirements of Title 41, Chapter 12a, Financial Responsibility of Motor Vehicle
Owners and Operators Act, a rental company shall provide security meeting the minimum
requirements of Title 41, Chapter 12a, Financial Responsibility of Motor Vehicle Owners and
Operators Act, for losses involving a rental vehicle.
(3) Nothing in this section shall be construed to expand or reduce the liability of a rental company
or to impair a rental company's right to indemnity, contribution, or both.

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