Utah Code § 31A-18-108

Prohibited investments
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(1) As used in this section, "government insurer" means a governmental entity that is authorized by
statute or rule to provide an arrangement, contract, or plan:
(a) for the transfer of a risk or risks from one or more persons to one or more other persons; or
(b) for the distribution of a risk or risks among a group of persons that includes the person
seeking to distribute that person's risk.
(2) An insurer may not:
(a) invest in:
(i) an investment prohibited by a department rule or statute of this state;
(ii) securities issued by a corporation if one or more of the insurer's officers or directors owns,
directly or indirectly, a majority of the corporation's stock with voting power;
(iii) securities issued by an insolvent corporation; or
(iv) any instrument or security that the commissioner finds is designed to evade a limitation or
prohibition in this chapter; or
(b) use a derivative instrument for:
(i) replication; or
(ii) any purpose other than hedging or income generation.
(3) A government insurer may not invest public funds in an investment where the sole purpose of
the investment is a purpose other than maximizing the risk-adjusted return on the investment.
(4) The commissioner shall allow an insurer a reasonable time, not to exceed five years, to divest
of prohibited investments if:
(a) the insurer demonstrates the investment was not prohibited at the time the insurer made the
investment;
(b) the insurer made a good faith mistake in making the investment; or

(c) the commissioner determines that the sale of the investment is contrary to the interests of
insureds, creditors, or the general public.
Repealed and Re-enacted by Chapter 368, 2025 General Session

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