Utah Code § 31A-1-104

Authorization to do insurance business
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A person may not engage in the following without complying with this title:
(1) do an insurance business as defined under Section 31A-1-301;
(2) act as an insurance producer or consultant as defined under Section 31A-1-301; or
(3) engage in insurance adjusting as defined under Section 31A-26-102.

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