(1) (a) A motor vehicle liability insurance policy may exclude coverage and a duty to defend or indemnify with respect to a claim arising during a motor vehicle's use as a shared vehicle, based on the motor vehicle's use as a shared vehicle. (b) Coverage that may be excluded as provided in Subsection (1) includes coverage for: (i) bodily injury or property damage suffered by a third party; (ii) a claim covered by uninsured motorist coverage described in Section 31A-22-305; (iii) a claim covered by underinsured motorist coverage described in Section 31A-22-305.5; (iv) a claim covered by personal injury protection coverage and benefits described in Section 31A-22-307; (v) a claim for medical payments; (vi) a claim for comprehensive physical damage; and (vii) a claim for collision physical damage. (2) Nothing in this chapter invalidates, limits, or restricts the ability of an insurance company under other applicable law to: (a) underwrite an insurance policy; or (b) cancel or fail to renew an insurance policy. (3) Nothing in this chapter invalidates or limits a provision in a motor vehicle liability insurance policy, including any insurance policy in use or approved for use, that excludes coverage for a motor vehicle made available for rent, sharing, hire, or any business use.
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