Utah Code § 13-21-106

Contents of statement
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The information statement required under Section 13-21-105 shall include all of the following:
(1) a complete and accurate statement of the buyer's right to review any file on the buyer a credit
reporting agency maintains, as provided under 15 U.S.C. Sec. 1681 et seq., as amended, the
Fair Credit Reporting Act;
(2) a statement that the credit reporting agency that issued a report upon which a credit denial was
based shall conduct a review of the file on the buyer free of charge, if requested within 30 days
after the day on which the buyer receives a notice of a denial of credit;
(3) the approximate price a credit reporting agency will charge the buyer for a copy of the file on
the buyer;
(4) a complete and accurate statement of the buyer's right to dispute the completeness or accuracy
of any item contained in any file on the buyer that a credit reporting agency maintains;
(5) a complete and detailed description of the services the credit services organization will perform
for the buyer and the total amount the buyer will have to pay, or become obligated to pay, for
the services;
(6) a statement asserting the buyer's right to proceed against the surety bond or trust account
required under Section 13-21-102; and

(7) the name and address of the surety company which issued the surety bond, or the name and
address of the depository and the trustee and the account number of the trust account.
Renumbered and Amended by Chapter 95, 2026 General Session

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