Utah Code § 11-13-533

Public agency insurance mutuals and reserve funds -- Investment standard for
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public agency insurance mutuals.
(1) A public agency insurance mutual or reserve fund may form one or more captive insurance
companies in accordance with Title 31A, Chapter 37, Captive Insurance Companies Act.
(2) The state treasurer shall invest the public agency insurance mutual's assets with the primary
goal of providing for the stability, income, and growth of the principal.
(3) Nothing in this section requires a specific outcome from investing.
(4) The state treasurer may employ professional asset managers to assist in the investment of the
public agency insurance mutual's assets.
(5)
(a) To accomplish the primary goal described in Subsection (2), the state treasurer shall invest
and manage the public agency insurance mutual's assets as a prudent investor would by:
(i) considering the purposes, terms, distribution requirements, and other circumstances of the
investments; and
(ii) exercising reasonable care, skill, and caution to meet the standard of care of a prudent
investor.
(b) In determining whether the state treasurer has met the standard of care of a prudent investor,
a court shall:
(i) consider the state treasurer's actions in light of the facts and circumstances existing at the
time of the investment decision or action; and
(ii) evaluate the state treasurer's investment and management decisions respecting individual
assets:
(A) not in isolation, but in the context of an investment portfolio as a whole; and
(B) as part of an overall investment strategy that has risk and return objectives that are
reasonably suited to the investments.

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