Texas Code § 884.403

POLICY REQUIREMENTS
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Sec. 884.403. POLICY REQUIREMENTS. (a) A policy issued under Section 884. 402(1) or (2) must be reserved and must comply with the law, including rules, applicable to a policy issued by a company authorized to engage in or engaging in the business of insurance under Chapter 841 .
(b) A policy of life insurance issued under Section 884.402 (3):
(1) must be reserved in accordance with a reserve table adopted by the department as appropriate for that type of policy;
(2) must contain:
(A) on its first page, a notice that the policy does not provide cash surrender values or other paid up nonforfeiture benefits or loan values; and
(B) provisions for a grace period for the payment of each premium after the first payment during which the policy remains in force; and
(3) may not be approved until the commissioner has adopted the standard of valuation, including an appropriate mortality table and interest rate.

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