Sec. 643.106. INSURANCE FOR EMPLOYEES. (a) Notwithstanding any provision of any law or regulation, a motor carrier that is required to register under Subchapter B and whose primary business is transportation for compensation or hire between two or more municipalities shall protect its employees by obtaining: (1) workers' compensation insurance coverage as defined under Subtitle A, Title 5, Labor Code; or (2) accidental insurance coverage approved by the department from: (A) a reliable insurance company authorized to write accidental insurance policies in this state; or (B) a surplus lines insurer under Chapter 981 , Insurance Code. (b) The department shall determine the amount of insurance coverage under Subsection (a)(2). The amount may not be less than: (1) $300,000 for medical expenses for at least 104 weeks; (2) $100,000 for accidental death and dismemberment; (3) 70 percent of an employee's pre-injury income for at least 104 weeks when compensating for loss of income; and (4) $500 for the maximum weekly benefit.
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