Texas Code § 64.042

APPLICATION OF PREPAYMENTS TO LOAN INSTALLMENTS
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Sec. 64.042. APPLICATION OF PREPAYMENTS TO LOAN INSTALLMENTS. Unless otherwise agreed in writing, an association shall apply:
(1) a prepayment of principal to the final installment of the obligation until the final installment is fully paid; and
(2) additional prepayments on installments in the inverse order of their maturity.

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