Sec. 544.303. PROHIBITION OF CERTAIN UNDERWRITING DECISIONS BASED ON PREVIOUS MOLD CLAIM OR DAMAGE. An insurer may not make an underwriting decision regarding a residential property insurance policy based on previous mold damage or a claim for mold damage if: (1) the applicant for insurance coverage has property eligible for coverage under a residential property policy; (2) the property has had mold damage; (3) mold remediation has been performed on the property; and (4) the property was: (A) remediated, as evidenced by a certificate of mold remediation issued to the property owner under Section 1958.154 , Occupations Code, that establishes with reasonable certainty that the underlying cause of the mold at the property has been remediated; or (B) inspected by an independent assessor or adjustor who determined, based on the inspection, that the property does not contain evidence of mold damage.
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