Texas Code § 347.301

FEES FOR TRANSACTIONS WITHOUT REAL PROPERTY
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Sec. 347.301. FEES FOR TRANSACTIONS WITHOUT REAL PROPERTY. (a) This section applies only to a credit transaction that does not involve real property.
(b) Only a fee or tax that is paid by the creditor as required by law, including a rule, or a fee or tax paid on behalf of the consumer to a governmental entity in relation to the credit transaction may be charged to the consumer.
(c) A documentary fee for the preparation of a credit document may not be charged to the consumer.

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