Texas Code § 342.256

REFUND
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Sec. 342.256. REFUND. (a) An acquisition charge authorized under Section 342.252 (1), (2), or (3) is considered to be earned at the time a loan is made and is not subject to refund.
(b) On the prepayment of a loan with a cash advance of $30 or more, the installment account handling charge authorized under Section 342.252 (2) or (3) is subject to refund in accordance with Subchapter H.

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