Texas Code § 22.085

INSURANCE
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Sec. 22.085. INSURANCE. (a) A joint board, through self-insurance, purchased insurance, or both, may insure the joint board and its contractors and subcontractors against liability arising from the acquisition, construction, or operation of the programs and facilities of the joint board for:
(1) damages to the person or property of others;
(2) workers' compensation; and
(3) officers' and employees' liability.
(b) A joint board may use contracts and rating plans and may implement risk management programs designed to prevent collisions. In developing its insurance program, a joint board may consider the peculiar hazards, indemnity standards, and past prospective loss and expense experience of the joint board and of its contractors and subcontractors.

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