Sec. 20.22. APPLICABILITY; CONFLICT OF LAW. (a) This subchapter does not apply to the use of a protected consumer's consumer report or record by: (1) a person administering a credit file monitoring subscription service to which: (A) the protected consumer has subscribed; or (B) the representative of the protected consumer has subscribed on behalf of the protected consumer; (2) a person providing the protected consumer or the protected consumer's representative with a copy of the protected consumer's consumer report on request of the protected consumer or the protected consumer's representative; (3) a consumer reporting agency with respect to a database or file that consists entirely of information concerning, and is used solely for, one or more of the following: (A) criminal history record information; (B) personal loss history information; (C) fraud prevention or detection; (D) tenant screening; or (E) employment screening; or (4) an entity described by Section 20.038 (11), (12), or (13). (b) To the extent of a conflict between a provision of this subchapter relating to a protected consumer and another provision of this chapter, this subchapter controls.
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