Texas Code § 20.038

EXEMPTION FROM SECURITY FREEZE
Open in Lexace · Ask the AI about this section
Sec. 20.038. EXEMPTION FROM SECURITY FREEZE. A security freeze does not apply to a consumer report provided to:
(1) a state or local governmental entity, including a law enforcement agency or court or private collection agency, if the entity, agency, or court is acting under a court order, warrant, subpoena, or administrative subpoena;
(2) a child support agency as defined by Section 101.004 , Family Code, acting to investigate or collect child support payments or acting under Title IV-D of the Social Security Act (42 U.S.C. Section 651 et seq.);
(3) the Health and Human Services Commission acting under the following provisions of the Government Code:
(A) Section 544.0052 ;
(B) Section 544.0101 ;
(C) Section 544.0102 ;
(D) Section 544.0103 ;
(E) Section 544.0104 ;
(F) Section 544.0105 ;
(G) Section 544.0106 ;
(H) Section 544.0108 ;
(I) Sections 544.0109 (b) and (d);
(J) Section 544.0110 ;
(K) Section 544.0113 ;
(L) Section 544.0114 ;
(M) Section 544.0251 ;
(N) Section 544.0252 (b);
(O) Section 544.0254 ;
(P) Section 544.0255 ;
(Q) Section 544.0257 ;
(R) Section 544.0301 ;
(S) Section 544.0302 ;
(T) Section 544.0303 ; and
(U) Section 544.0304 ;
(4) the comptroller acting to investigate or collect delinquent sales or franchise taxes;
(5) a tax assessor-collector acting to investigate or collect delinquent ad valorem taxes;
(6) a person for the purposes of prescreening as provided by the Fair Credit Reporting Act (15 U.S.C. Section 1681 et seq.), as amended;
(7) a person with whom the consumer has an account or contract or to whom the consumer has issued a negotiable instrument, or the person's subsidiary, affiliate, agent, assignee, prospective assignee, or private collection agency, for purposes related to that account, contract, or instrument;
(8) a subsidiary, affiliate, agent, assignee, or prospective assignee of a person to whom access has been granted under Section 20.037(b);
(9) a person who administers a credit file monitoring subscription service to which the consumer has subscribed;
(10) a person for the purpose of providing a consumer with a copy of the consumer's report on the consumer's request;
(11) a check service or fraud prevention service company that issues consumer reports:
(A) to prevent or investigate fraud; or
(B) for purposes of approving or processing negotiable instruments, electronic funds transfers, or similar methods of payment;
(12) a deposit account information service company that issues consumer reports related to account closures caused by fraud, substantial overdrafts, automated teller machine abuses, or similar negative information regarding a consumer to an inquiring financial institution for use by the financial institution only in reviewing a consumer request for a deposit account with that institution; or
(13) a consumer reporting agency that:
(A) acts only to resell credit information by assembling and merging information contained in a database of another consumer reporting agency or multiple consumer reporting agencies; and
(B) does not maintain a permanent database of credit information from which new consumer reports are produced.

‹ Prev All Texas sections Next ›


Lexace provides legal information, not legal advice, and no attorney–client relationship is created. Statute text is provided for general information and may not reflect the most recent amendments; verify against the official state code.