Sec. 1425.001. EXEMPTION FROM APPLICATION OF SUBTITLE. (a) Except as provided by Section 1425.002 , a provision of this subtitle that becomes effective on or after January 2, 2010, does not apply to: (1) a plan that provides coverage only: (A) for a specified disease or diseases or under an individual limited benefit policy; (B) for accidental death or dismemberment; (C) as a supplement to a liability insurance policy; or (D) for dental or vision care; (2) disability income insurance coverage or a combination of accident-only and disability income insurance coverage; (3) credit insurance coverage; (4) a hospital confinement indemnity policy; (5) a Medicare supplemental policy as defined by Section 1882(g)(1), Social Security Act (42 U.S.C. Section 1395ss); (6) a workers' compensation insurance policy; (7) medical payment insurance coverage provided under a motor vehicle insurance policy; (8) a long-term care insurance policy, including a nursing home fixed indemnity policy, except as provided by Subsection (b); or (9) an occupational accident policy. (b) A long-term care insurance policy, including a nursing home fixed indemnity policy, is subject to this subtitle if the commissioner determines that the policy provides benefits so comprehensive that it is a health benefit plan and should not be subject to the exemption provided under this section.
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