Texas Code § 1201.012

DEFENSE OF CLAIM
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Sec. 1201.012. DEFENSE OF CLAIM. The following actions by an insurer do not operate as a waiver of the insurer's rights in defense of a claim that arises under an individual accident and health insurance policy:
(1) acknowledgment of the receipt of notice given under the policy;
(2) provision of a form for filing a proof of loss;
(3) acceptance of a proof of loss; or
(4) investigation of a claim under the policy.

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