South Dakota Code § 9-14-34

Administration of insurance programs
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The policy or policies for the insurance provided in §
9-14-30
may be administered by the municipalities through their respective governing bodies, acting individually or jointly through some joint agency created by such governmental subdivisions for carrying out the purposes of §§
9-14-30
to
9-14-35
, inclusive, or the municipalities may contract with any private firm to administer the policies.

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