South Dakota Code § 58-6-23

Paid
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in capital and surplus requirements for certificate of authority.
To qualify for authority to transact any one kind of insurance or combination of kinds of insurance as shown below, a foreign insurer, or a domestic stock insurer applying for its original certificate of authority in this state, or any insurer reapplying for a certificate of authority in this state after having withdrawn from this state for any cause, shall possess and thereafter maintain unimpaired basic paid
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in capital stock, if a stock insurer, or unimpaired basic surplus, if a foreign mutual insurer or foreign reciprocal insurer, and shall possess when first so authorized additional funds in surplus as follows:

Kind or Kinds of
Insurance

Basic Capital
or Basic Surplus

Additional
Surplus

Life

Domestic stock insurers

$200,000

$300,000

Foreign insurers

300,000

350,000

Health

Domestic stock insurers

200,000

300,000

Foreign insurers

300,000

350,000

Life and Health

Domestic stock insurers

400,000

400,000

Foreign insurers

400,000

525,000

Property

200,000

300,000

Casualty

Without Workers' Compensation

200,000

300,000

With Workers' Compensation

300,000

350,000

Marine and Transportation

200,000

300,000

Surety

200,000

300,000

Title

200,000

300,000

Multiple lines

400,000

400,000

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