South Dakota Code § 58-5-21

Insurance applications and surplus required for original certificate of authority to domestic mutual insurer
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Upon application for an original certificate of authority, the insurer must be otherwise qualified therefor under this title, and must have received and accepted bona fide applications as to substantial insurable subjects for insurance coverage of the kind of insurance proposed to be transacted, must have collected in cash the full premium therefor at a rate not less than that usually charged by other insurers for comparable coverages, must have surplus funds deposited as of the date such insurance coverages are to become effective, or, in lieu of such applications, premiums and surplus, deposit and thereafter maintain surplus, all in accordance with that part of the following schedule which applies to the kind of insurance the insurer proposes to transact and subject to the provisions of §§
58-6-19
to
58-6-22
, inclusive:

SCHEDULE

(a)

(b)

(c)

(d)

(e)

(f)

(g)

(h)
Kind of Insurance
Minimum No.
of applicants
accepted
Minimum No.
of subjects
covered
Minimum
premium
collected
Minimum
amount of
insurance
each subject
Maximum
amount of
insurance
each subject
Minimum
surplus funds
deposited
Deposit of
surplus in
lieu of (b)
through (g)
Life
500
500
annual
$1,000
$ 2,500
$150,000
$200,000
Health
500
500
quarterly
10
25
150,000
200,000

(weekly indem.)
(weekly indem.)

Life and
‎
Health
750
750
same as individual lines above
300,000
400,000
Property
100
250
annual
1,000
3,000
150,000
200,000
Casualty
250
500
annual
1,000
10,000
150,000
200,000
Casualty with
Workmen's Compensation
‎
‎
250
‎
‎
1,500
‎
‎
quarterly
‎
‎
1,000
‎
‎
10,000
‎
‎
200,000
‎
‎
300,000
Marine and Transportation
100
250
annual
1,000
10,000
150,000
200,000
Surety
250
250
annual
1,000
10,000
150,000
200,000
Multiple Lines
250
500
same as individual lines above
300,000
400,000

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