South Dakota Code § 58-33A-19.3

Issuance by insurer to be reasonable and address consumer needs
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Except as permitted under §§
58-33A-18
and
58-33A-19
, an insurer may not issue an annuity recommended to a consumer unless there is a reasonable basis to believe the annuity would effectively address the particular consumer’s financial situation, insurance needs, and financial objectives based on the consumer’s profile information.

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