South Dakota Code § 58-24-45.1

Group insurance marketing permitted--Conditions
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An insurer may market insurance through a group insurance or mass marketing plan, franchise, or blanket policy for any line of insurance regulated under this chapter if:
(1) The insured group was not formed solely for the purpose of purchasing insurance; and
(2) The premium is paid or collected by:
(a) An employer, labor union, or the trustee of a fund established by the employer or labor union;
(b) The trustee of a fund established by two or more employers in the same industry, or related industries;
(c) Two or more labor unions or an association which have been in existence for one or more years and which have a constitution and bylaws; or
(d) A wireless telecommunications provider from its customers and the premium is for insurance covering wireless telecommunications equipment.

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