South Dakota Code § 58-14-23

Qualified United States financial institution defined for eligibility to act as fiduciary of a trust
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A qualified United States financial institution means, for purposes of those provisions of this chapter specifying those institutions that are eligible to act as a fiduciary of a trust, an institution that:
(1) Is organized or, in the case of a United States branch or agency office of a foreign banking organization, licensed under the laws of the United States or any state thereof, and has been granted authority to operate with fiduciary powers; and
(2) Is regulated, supervised, and examined by United States federal or state authorities having regulatory authority over banks and trust companies.

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