South Dakota Code § 57A-9-341

Bank's rights and duties with respect to deposit account
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Except as otherwise provided in §
57A-9-340
(c), and unless the bank otherwise agrees in a signed record, a bank's rights and duties with respect to a deposit account maintained with the bank are not terminated, suspended, or modified by:
(1) The creation, attachment, or perfection of a security interest in the deposit account;
(2) The bank's knowledge of the security interest; or
(3) The bank's receipt of instructions from the secured party.

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