A consumer reporting agency shall place a security freeze for a protected consumer if the agency receives a request from the protected consumer's representative for the placement of the security freeze under this section and the protected consumer's representative: (1) Submits the request to the agency in the manner specified by the agency; (2) Provides to the agency sufficient proof of identification of the protected consumer and the representative; (3) Provides to the agency sufficient proof of authority to act on behalf of the protected consumer; and (4) Pays to the agency a fee as provided in § 54-16-9 . If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request under this section, the consumer reporting agency shall create a record for the protected consumer.
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