South Dakota Code § 54-14-12.4

Registered mortgage loan originator defined
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For the purposes of this chapter, the term, registered mortgage loan originator, means any individual who:
(1) Meets the definition of mortgage loan originator and is an employee of:
(a) A depository institution;
(b) A subsidiary that is owned and controlled by a depository institution and regulated by a federal banking agency; or
(c) An institution regulated by the Farm Credit Administration; and
(2) Is registered with, and maintains a unique identifier through, the nationwide mortgage licensing system and registry.

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