South Dakota Code § 54-1-1

Definition of terms--Debtor--Creditor
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Terms used in this chapter and chapter
54-8
are defined as follows, unless the context otherwise plainly requires:
(1) "Creditor," is one in whose favor an obligation exists by reason of which he is, or may become, entitled to the payment of money;
(2) "Debtor," one who, by reason of an existing obligation is, or may become liable to pay money to another, whether such liability is certain or contingent.

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