South Dakota Code § 51A-17-66

Complete application--Investigation
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When an application is filed and considered complete under §§
51A-17-64
and
51A-17-65
, the director must investigate the applicant's financial condition and responsibility, financial and business experience, character, and general fitness. The director may conduct an on-site investigation of the applicant, the reasonable cost of which the applicant must pay. The director must issue a license to an applicant under §§
51A-17-64
to
51A-17-69
, inclusive, if the director finds that all of the following conditions have been fulfilled:
(1) The applicant has complied with §§
51A-17-61
to
51A-17-63
, inclusive; and
(2) The financial condition and responsibility, financial and business experience, competence, character, and general fitness of the applicant; and the competence, experience, character, and general fitness of the key individuals and persons in control of the applicant indicate that it is in the interest of the public to permit the applicant to engage in money transmission.

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